Per Lnd

Personal Lending


Two Rivers Bank offers a variety of loans to meet your personal needs, featuring competitive rates and flexible terms. Our lending team consists of bankers right here at home. We guarantee a timely loan decision made by our local office.

Our bank policies are designed to accommodate our customer's needs and allow our lenders to be flexible. We invite you to contact one of our loan professionals to determine the borrowing option that is right for you. Our primary lending area is Washington County, Nebraska and other counties in Nebraska immediately adjacent to Washington County.


Personal Loans

Standard requirements - good equity and credit history. Reduced interest rates may apply for automatic payments from your deposit account. Credit life and disability insurance available to protect payments in event of death or disability.

  • Auto/Truck
  • Boat
  • Motorcycle
  • Personal and household purchases

Mortgage Loans

Owning your own home may be the most important investment you will ever make and Two Rivers Bank wants to assist you in that most important step. Our friendly hometown lending staff is ready to help you select the right type of loan for your needs.

We offer a variety of temporary financing, as well as 15- and 30-year loan options. These include Conventional, FHA, Rural Development and VA.

  • Home Purchases
  • Refinancing
  • Construction
  • Second Mortgages/HELOC
  • Lot Loans
Mortgage Center Meet Your Loan Officer

Home Equity Loans

Join the homeowners who've discovered the value of home equity as a credit resource. Equity, the amount of money you would enjoy if you sold your house today, can secure your personal line of credit. As our approved credit-line customer, you decide how much of your credit limit you will use and when! Pay Interest Only on a monthly basis.

  • Home improvements
  • Automobile purchases
  • College education
  • Vacation