Per Lnd

Personal Lending


Two Rivers Bank offers a variety of loans to meet your personal needs, featuring competitive rates and flexible terms. Our lending team consists of bankers right here at home. We guarantee a timely loan decision made by our local office.

Our bank policies are designed to accommodate our customer's needs and allow our lenders to be flexible. We invite you to contact one of our loan professionals to determine the borrowing option that is right for you. Our primary lending area is Washington County, Nebraska and other counties in Nebraska immediately adjacent to Washington County.


Personal Loans

Big moments in life usually require a little financial assistance. Wouldn’t it be nice to work with someone local who works in your best interest?

When you need financing for a new vehicle or other personal need you get our best. Our consumer lending team works with you to find the best solution at a competitive rate. Quick, local decision making is a key part of our process, and we even offer rate discounts when you set up auto-pay for your auto loan or consumer loan from your Two Rivers Bank checking account

  • Auto/Truck
  • Boat
  • Motorcycle
  • Personal and household purchases
Online Application Print Application

Online applicants need to complete the application in its entirety in one sitting as information cannot be saved.


Mortgage Loans

Owning your own home may be the most important investment you will ever make and Two Rivers Bank wants to assist you in that most important step. Our friendly hometown lending staff is ready to help you select the right type of loan for your needs.

We offer a variety of temporary financing, as well as 15- and 30-year loan options. These include Conventional, FHA, Rural Development and VA.

  • Home Purchases
  • Refinancing
  • Construction
  • Second Mortgages
  • Lot Loans
Online Application Print Application

Online applicants need to complete the application in its entirety in one sitting as information cannot be saved.


Home Equity Loans

Join the homeowners who've discovered the value of home equity as a credit resource. Equity, the amount of money you would enjoy if you sold your house today, can secure your personal line of credit. As our approved credit-line customer, you decide how much of your credit limit you will use and when! Pay Interest Only on a monthly basis.

  • Home improvements
  • Automobile purchases
  • College education
  • Vacation
Click here to contact us today