Lost or Stolen Debit Card? Please call (402) 426.9500 | Routing #104903595 | NMLS ID# 477268

Online Banking

woman using contactless payment

Card Services

From Visa® Debit cards and mobile payments, to maximizing your cash back opportunities, Two Rivers Bank has you covered.

ATM & Visa® Debit Cards

Two Rivers Bank offers ATM cards, as well as Visa Debit Cards. ATM cards can only be used to withdraw cash at ATMs. Visa® Debit Cards can be used to make purchases anywhere Visa® is accepted or to get cash from ATMs.


  • You may withdraw up to a maximum of $500 at an ATM in a 24 hour period (within calendar day)
  • Point-of-Sale limit is $1,000 in a 24 hour period (within calendar day)
  • Access your account(s) by ATM using your Personal Identification Number (PIN)
  • Purchase goods in person, by phone or online
  • Obtain balance information about your checking or savings account
  • Make deposits at any participating Depository ATM

EMV Chip Card

Your Two Rivers Bank chip card, also known as EMV (after its original developers Europay®, MasterCard® and Visa®), is a debit card that has an embedded chip for added security. These chips store and protect your information.

Chip cards offer advanced security by making every transaction unique. And, your chip card is more difficult to counterfeit or copy by fraudsters.

You can use your card anywhere a chip terminal is located. They are widely used internationally and are accepted in more than 80 countries. If a business does not offer a chip terminal, your payment will be made by swiping your card in the machine. While not as secure, your payment will be processed in the traditional way.


  • Keeps your card information secure at the point of sale and during the authorization process
  • Keeps fraud to a minimum, reducing costs for businesses and the cost of goods for consumers
  • Allows you to use payment methods that keep payment cards in your possession at all times

Questions? Stop in, call or email 2riversbank@2riversbank.com. Remember not to include any personal or account information in your email.

ATM Locations



Main Bank


555 South 19th Street




Arlington Branch


130 West Eagle Street



Visa® is a registered trademark of Visa International. All rights reserved.

Apple Pay, Android Pay and Samsung Pay

Apple Pay™

Apple Pay™ allows you to make payments for goods or services directly from your mobile device, without having to provide card information at each transaction. Once you add and verify your Two Rivers Bank debit card information on your device, you will be ready to make secure payments with Apple Pay™. Each transaction will require either your passcode or fingerprint with Touch ID® for added security.

  1. Wallet setup. To begin using Apple Pay™, open Wallet, tap Add Debit Card and enter your card details. Tap Next, after which your card will be verified by your bank. Once that’s done, tap Next. You can now use Apple Pay.
  2. Using Apple Pay™. Hold your iPhone near the contactless card reader and an image of your card will appear on the screen. Then just tap to pay. It’s that easy!

For more information on Apple Pay™, click here: https://support.apple.com/en-us/HT201239

Android Pay™ and Samsung Pay®

To activate Android Pay™ or Samsung Pay®, you will need to add and verify your card information on your mobile device. First, provide your card information within the Android Pay™ app or the Samsung Pay® app to enroll in mobile payments. Then you will need to follow the onscreen instructions in order to verify your account. Once verified, you’ll receive an email confirmation which means you’ve successfully activated either Android Pay™ or Samsung Pay®!

For more information on Android Pay™, click here: https://www.android.com/pay/

For more information on Samsung Pay®, click here: http://www.samsung.com/us/support/answer/ANS00045081/

Two Rivers Bank CardCash™

Maximize your cash back, just by using your Two Rivers Bank Visa® Debit Card! You could earn up to 1% cash back each month using your Personal or Business debit card.

  • Use your Two Rivers Bank Visa® Debit Card for everyday purchases. Be sure to press or say CREDIT.
  • Exceed your monthly minimum in qualified non-PIN debit card purchases each month to start earning.
  • Your cash will be automatically deposited into your checking account.
  • You will get a monthly email explaining your earnings.
  • CardCash™ works with any type of checking account Two Rivers Bank offers!
  • You must have an active debit card to enroll in the program. If you don’t have yours yet, simply come by the bank to request one.


Visa® is a registered trademark of Visa International. All rights reserved.

Card Sentry Fraud Detection Program

Our FREE Card Sentry fraud detection program is offered to all customers who have Visa® debit cards. With this program, fraud analysts review card activity and take appropriate action based on the severity of the alert.

A representative will contact cardholders on behalf of Two Rivers Bank from 8:00a to 9:00p CST if there is suspicious activity. When calling you, they will validate your identity and confirm the activity in question from alerts. If you would like to confirm the caller’s identity, you may call the bank at (402) 426-9500.

Cards will be blocked when fraud is confirmed or you cannot be reached and the risk of fraud is high. If your card is blocked, a representative from Two Rivers Bank will call you, at which time a new card will be ordered. If you are planning a vacation, please contact the bank at (402) 426-9500 so we will know you will be out of your normal area. Please make the bank aware of phone numbers at which you can be reached if alerts are placed on your accounts.

Visa® is a registered trademark of Visa International. All rights reserved.

Lost/Stolen ATM or Debit Card?

Do you need to report a lost or stolen Two Rivers Bank ATM or Debit Card? Please call (402) 426-9500. You also have the option to log into the Two Rivers Bank Mobile App, click Menu, then Manage Cards. You can then control your card by clicking the ON/OFF button. Please note if your card truly has been lost or stolen, you will need to contact the bank during regular business hours for a replacement.